ClearPoint Health, Northwell Direct team up on employer health plans

ClearPoint Health has been named a preferred partner by Northwell Direct to offer stop-loss coverage and a group captive insurance program for self-funded employers in the New York metro area. The deal ties employer financing to Northwell’s provider network and care management, with a goal of improving access, cost control and outcomes.

Why it matters: - The partnership gives self-funded employers a new option that links health plan financing with direct access to a large provider network. - ClearPoint Health and Northwell Direct are positioning the model as an alternative to traditional captive insurance programs that focus mainly on risk pooling and stop-loss economics. - The companies say the structure is designed to improve access, cost management and health outcomes across New York, New Jersey and Connecticut.

What happened: - ClearPoint Health announced a strategic partnership with Northwell Direct in June 2026. - Northwell Direct selected ClearPoint Health as a preferred partner to offer stop-loss coverage through a group captive insurance program. - The program is aimed at employers across the New York metro area, with coverage and support extending into New York, New Jersey and Connecticut. - The program is open now for employers and benefit advisors evaluating mid-year strategy and January 1, 2027 effective dates or later.

The details: - Northwell Direct gives self-funded employers access to the Northwell Health provider network and a national wrap network for broader coverage and employee choice. - The network includes more than 44,000 providers and 57 hospitals across New York, New Jersey and Connecticut. - Northwell Direct says the model has delivered average savings of 20% on care at Northwell Health without reducing quality or access. - Northwell Direct serves more than 300,000 people across the tristate area and reports a 97% renewal rate. - ClearPoint Health says its captive structure is aligned to the provider network and now reaches more than 800,000 people. - Employers in the program will get Northwell Direct’s Tier 1 network, including Northwell Health and affiliated systems such as RWJBarnabas, Maimonides, Garnet Health and Hudson Regional Hospital. - Employers will also get a dedicated group captive structure with underwriting, stop-loss management and transparent financial reporting. - The program includes embedded care management coordinated across the provider network and captive insurance infrastructure. - ClearPoint Health says onboarding and implementation are built for a scalable platform with 1/1/2027 effective dates. - ClearPoint Health is based in West Palm Beach, Florida, and runs a performance-based captive platform and alternative funding marketplace for mid-sized employers. - ClearPoint Health’s ClearChoice Health Plans connect employer members to captive management, clinical oversight and plan performance reporting. - Northwell Direct is part of Northwell Health, the largest healthcare provider in New York State. - Northwell Direct’s website is More information. - ClearPoint Health’s website is the company’s announcement. - ClearPoint Health also listed a LinkedIn page at company profile.

Between the lines: - The deal reflects a shift toward employer health benefits models that combine financing, provider access and care coordination in one package. - The pitch is that better clinical alignment can improve plan performance, not just financial structure. - Northwell Direct is using the partnership to extend its direct contracting strategy deeper into employer-sponsored coverage. - ClearPoint Health is using the deal to strengthen its position in the NY-metro captive insurance market.

What's next: - Employers and benefit advisors can contact ClearPoint Health’s growth team to learn more. - The first likely implementation window is Jan. 1, 2027, for employers choosing a later effective date. - The companies are betting the combined offering will attract employers looking for a long-term alternative health benefits solution.